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Value-for-money homes in Cape Town’s Mitchells Plain With property options priced from an affordable R250k and easy access to public transport, Mitchells Plain ticks many boxes for value-seeking buyers. Rate cut brings relief for homeowners and a boost for buyers The South African Reserve Bank Monetary Policy Committee announced last week that interest rates had dropped by 0.25%, bringing the repo rate to 7.25% and the prime lending rate to 10.75%. Rate cut brings relief for homeowners and a boost for buyers The South African Reserve Bank’s Monetary Policy Committee announced last week that interest rates had dropped by 0.25%, bringing the repo rate to 7.25% and the prime lending rate to 10.75%.