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Co-ownership disputes: How to advise clients Co-ownership disputes are becoming more common as rising living costs, relationship changes and financial pressure place strain on households. Spotting and preventing property-related financial fraud in South AfricaFICA compliance is the legal baseline. It is the minimum standard that every estate agent operating in South Africa must meet, and meeting it is not optional. Managing municipal payment disputes and preventing transfer delaysMunicipal account disputes have become one of the most common causes of property transfer delays in South Africa, with many transactions being held up for weeks or even months while outstanding charges are investigated and resolved. Proactive intervention by estate agents can often prevent these problems from escalating into collapsed sales.