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Buy real estate in Sub-Saharan Africa

With a new emerging Africa, the continent offers opportunities to serious property developers and investors looking to diversify their investments.

SA household & consumer sector spend

Gradual mounting downward pressure on real disposable income growth has seen slowing demand in real household consumption expenditure growth.

Credit Amnesty: SA's disguised threat

Of 600 000 affected consumers, 64 percent of these consumers who benefited from the credit amnesty entered into new credit agreements.

Thoughts on the 'uncompetitive' Rand

The weak Rand debate is back, and the arguments in favour of a weak currency still seem to largely ignore the realities of human behaviour.

Impact of SA's Rand depreciation

The longer-term damage of the South African Rand depreciation heavily outweighs any short-term boost to export competitiveness, says an economist.

Romance: bad for the rental market

When a couple decides to move in together, two households become one. But when things go pear-shaped, somebody has to move out, usually the man.

SA household sector credit outlook

2013 will see improvement in household debt servicing come to an end, as the Reserve Bank starts to allow household debt servicing costs to rise.

The city that Donnie built

Liberty Life founder Donald Gordon (Donnie), developer of the iconic Sandton City mall in Johannesburg, is worth US$860 million down from US$2bn.

Impact of CPI on SA households

Low consumer expenditure growth is expected in 2013 as higher consumer inflation takes a bigger bite out of household disposable income, says expert

Household indebtedness a key theme

South Africa’s household sector with its low savings rate and high levels of indebtedness appears highly vulnerable to any external economic shocks.

Riding the SA property cycle in 2013

Although the next peak in the SA property market is at least another five years away, investors should see a steady improvement in 2013 and 2014.

Retail developments design & architect

A one-size-fits-all approach to designing and developing retail developments does not work in African, Indian or Middle Eastern markets, says expert

SA’s infrastructure finance future

Project bonds, an asset class that is still untapped in this country, could be a viable alternative means of financing infrastructure projects.

Home loan applications and your bank

When applying for a home loan, it is better to do it through your own bank first as the interest rate is likely to be lower than at another bank.

Affordable housing in South Africa

It is estimated that around 12 million people are without adequate housing with a current government backlog of between 2.1 and 2.5 million units.

Sustainable property developments

In today’s world, it is essential that communities especially property developers are involved in various initiatives to protect natural resources.

Land expropriation issues in SA

Aside from expropriation in rural areas, it should not be forgotten that the development agenda will increasingly be played out in cities and towns.

Joburg needs to clean up its act

Paddy laments Joburg’s inefficiencies and says the city needs to clean up it’s act so investment can flow and its citizens can thrive...

Land grab pipe dream

Paddy suggests that while Malema might be serious, he doesn’t think that too many other people in government will take him that seriously...

Living the land reform dream

Paddy says land reform is a tricky issue and the big question of how to effect positive change while ensuring sustainability remains top of mind...

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