Financial insecurity can be caused by numerous factors, and identifying these factors and solving the problems is key to any sectional title scheme.
17 May 2013
Many fear that when they sell their homes they will lose much of the profit of their primary asset, as a result of capital gains or other taxes.
16 May 2013
One of the best investments a homeowner can make is to pay off their home loan faster and reduce the amount of interest they pay over the years.
13 May 2013
With the high cost of living, it’s become important to budget so there is money left over every month for necessities or unexpected costs.
03 May 2013
Home equity is not just a 'paper profit' when you sell your home. It is the very basis of the assertion that home ownership builds wealth.
29 Apr 2013
Once a debt counselling matter has been terminated, the consumer is no longer protected and credit providers can proceed with legal action.
29 Apr 2013
Historically, if a debt owed by a person to a creditor was reduced, the debtor would be liable for capital gains tax, but this has changed.
22 Apr 2013
If you’re dreaming of a carefree retirement, one of your major aims should be to make sure you will be living rent and bond free.
16 Apr 2013
While it is possible for two people to have a bond issued jointly in their names, problems can occur if relationships end or circumstances change.
12 Apr 2013
Having the wrong type of bank account can cost you a small fortune and using the account in the wrong way can cost even more. Avoid the mistakes...
03 Apr 2013
What optimism bias means for investments is that we are overly positive about the extent to which our investments will perform, say fund managers.
03 Apr 2013
A sale in execution usually results in properties being sold for less than the outstanding balance, which is the amount that you owe on the bond.
28 Mar 2013
National Debt Mediation Association says under the National Credit Act, consumers should take time to know, understand and exercise their rights.
19 Mar 2013
Not all loans are bad - home loans, student loans and loans to start a business are some cases when borrowing is good for your financial health.
12 Mar 2013
Home buyers should take note of the monthly administration fee charged on the loan, home insurance costs and loan cancellation penalty fees.
11 Mar 2013
Having a deposit when buying a home will improve your chances of bond approval, lower your payments and help you negotiate a better interest rate.
27 Feb 2013
When investing, choose companies that can produce reliable income streams and will be resilient to unexpected events, also pick offshore equities.
26 Feb 2013
Applying for home loan finance isn’t just about how much money you earn, rather it is how much you can afford, according to home loans bankers.
12 Feb 2013
If you’re thinking about buying a home, get your financial affairs in order as soon as possible. You need a clean credit record to get a home loan.
07 Feb 2013
As a result of their different approach to investing and their temperaments, female investors also produce more consistent and persistent results.
18 Jan 2013