With the economy contracting and interest rates sure to rise again, homeowners should be freeing up cash to pay off their bonds quicker.
Those who put down a deposit are typically granted loans at a lower interest rate, making it easier for them to keep up with monthly repayments.
Owning a property is a viable investment option that has proven itself over time to be a cornerstone of building personal wealth.
Ideally, home improvements should be paid for in cash, but in South Africa the vast majority of renovations are financed through a home loan.
South African banks do not often approve short-term property loans because the loan payback time is not lucrative.
With a possible hike on the cards tomorrow, some homeowners may be wondering whether it's time to fix their rate. Read on before you decide...
The biggest pitfalls facing investors include failure to take responsibility for their own investments and being emotional when making decisions.
A buy-to-let property investment helps you build a financially independent retirement without the fees that have decimated so many retirement plans.
One would assume that the loan to value policies would be the same at all the major banks, but there are some instances where this is not the case.
The office of the Credit Ombud’s annual results show that youth accounted for 39 percent of 5 878 disputes opened in the office during 2013.
Home buyers calculating the costs of homeownership should not forget about the hidden and ongoing costs such as transfer duty and maintenance.
With the Credit Amnesty in effect, it's a good time to have your affordability assessed so you can house hunt in a realistic price range.
Homeowners who are no longer able to pay their bond repayments must contact the bank immediately and not wait until legal notices arrive.
SA's self-employed individuals often find it a struggle to get a home loan, as they are viewed as high risk candidates with unpredictable earnings.
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Investing in buy-to-let property allows ordinary South Africans to define the benefits they would like to receive when they retire.
It is certainly worth establishing the difference between revenue and capital gain early on so as to keep tax to the minimum possible level.
It makes sense to gear one property against another to accumulate wealth, but the aim should be to reduce the risk as the investor gets older.
Dividend payments are important in that they provide cash flow which can be used to fund a lifestyle or be reinvested.
By increasing your bond repayment by a few hundred rand each month you could save substantial interest and pay your home off faster.
Apartment / Flat for sale in Pretoria R 330 000
Farm for sale in Lydenburg POA
House for sale in Wellington R 1 699 000
House for sale in Bryanston R 4 599 000
Townhouse for sale in Potchefstroom Central R 1 060 000
House for sale in Wilgeboom A H R 1 000 000
House for sale in Lilyvale R 1 890 000
House for sale in Ladysmith R 1 800 000
House for sale in Crystal Park R 678 000
House for sale in Atholl Heights R 2 395 000
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